Ballet And A Wanderer Analysis - 1658 Words

In literature, the relationships between characters are crucial to fully understanding the tone and meaning as a whole. It is through the the contrast of healthy relationships and those which seem to be toxic that a story can explore characterization. In the short stories â€Å"Ballet† by Pete Fromm and â€Å"A Wanderer† by Josip Novakovich, the relationship between characters were on the brink of destruction, which adds immense amounts of conflict to the plot and leads to their characterization and development. For example, in â€Å"Ballet†, the young narrator attempts to mend his parents strained relationship, due to his father’s infidelity, causing their family dynamics to be originally deemed doomed. Likewise, in â€Å"A Wanderer†, fourteen-year-old Neda†¦show more content†¦Eventually, he can no longer stand the darkness and his parents hiding their feelings within the shadows, he longs to turn on the lights which represents forcing hi s parents to talk about their issues, no longer pushing them aside. â€Å"Maybe all of them, a trail of brightness clear to the ladder, almost finished porch eaves. Maybe even the Christmas tree† (Fromm 3). Just as Christ is called the light of the world, the young narrator serves as the light to his family, encouraging them to take a chance and seek mercy for their past sins. Not only is Flash forcing his parents to unearth the conflict between them but also is forcing him to become vulnerable to his father, trusting another person with his concerns and longing for their family to return to the way it was when he was a child. When Flash, â€Å"turned on the headlights†, shinning them directly on his father, it symbolized the father’s baptism and his longing to also be apart of this â€Å"light† his son believes in (Fromm 7). The father is tired of standing in the darkness and all of the pain and suffering it brings along with it. Inspired by his sonâ₠¬â„¢s actions, he turned on the lights of the house, symbolizing the newfound hope for the relationship between husband and wife, and the promise that â€Å"things always look better in the morning† (Fromm 7). Through the useShow MoreRelatedIntangible Asset Accounting and Accounting Policy Selection in the Football Industry85391 Words   |  342 PagesAccounting Policy Choice 6.1 Theories of Accounting Policy Choice 6.2 Explanatory Variables 6.3 Statement of Hypothesis 138 7 Methods of Data Collection and Analysis 7.1 Sampling 7.2 Bank Questionnaire 7.3 Football Club Questionnaire 7.4 Variable Construction 7.5 Model Specification 7.6 Parameter Estimation 7.7 Sensitivity Analysis 168 8 Test Results and Interpretation 8.1 Underwriter Pressure Hypothesis 8.2 Debt Contracting Cost Hypothesis 8.3 Youth Development Hypothesis 8.4 Ownership

Financial Analysis Of Lowes s Stock Price And Lowes...

†¢Financial Analysis - Lowes is currently the second largest retailer by sales in the home improvement retail industry. It is also the 8th largest retailer in the United States and the 19th largest retailer in the world. The market cap for Lowes is currently $56.2 billion. Lowes’ stock price is currently (Dec 2) $63.83, just 31 cents off of its all time high from Nov 25. The company’s stock price has been volatile in nature since the turn of the decade in 2000. While it has been volatile, the general trend has been increasing steadily. Lowes’ stock did experience the drop in prices seen market wide during the recession in 2008 and 2009. Going from a high of $34.93 in February 2007, all the way down to $13.39 in March of 2009 (- 62%). Since September 2011 the stock price has shot up and experienced a 200% increase. The rest of the financial analysis will examine the underlying causes of the changes in the stock price and Lowes profitability. It will cover the company’s valuation, revenue, profitability, liquidity, operation, and leverage data and ratios. Valuation Lowes current Trailing Twelve Month (TTM) P/E ratio is 23.63 (Nov 4) which is slightly above average. Home Depot has a P/E of 22.87 and the industry average is 23.46. Going back to Financial Year 2013 the P/E ratio for Lowes was 21.5, Home Depot was 20.3 and the industry average was 21.5. The P/E ratio that investors are mostly concerned with the 12 month forward P/E. In terms of forward P/E’s Lowes isShow MoreRelatedFinancial Analysis Of Lowes s Stock Price And Lowes Profitability1071 Words   |  5 Pages †¢Financial Analysis - Lowes is currently the second largest retailer by sales in the home improvement retail industry. It is also the 8th largest retailer in the United States and the 19th largest retailer in the world. The market cap for Lowes is currently $56.2 billion. Lowes’ stock price is currently (Dec 2) $63.83, just 31 cents off of its all time high from Nov 25. The company’s stock price has been volatile in nature since the turn of the decade in 2000. While it has been volatile, theRead MoreHome Depot -vs- Lowes3730 Words   |  15 PagesHome Depot / Lowe s Financial Analysis 1 Running head: THE HOME LEADER -VS- IMPROVING HOME IMPROVEMENTS The Home Leader -vs- Improving Home Improvements James J. Elliott Capella University Douglas Smith, PhD Accounting and Finance in Organizations Home Depot / Lowe s Financial Analysis 2 Abstract An industry of competition, and tight margins The Home Depot, and Lowe s Company are still at it. Both of these companies stand now as the industry standard for the home improvement sector. TheRead MoreFinancial Analysis : Lowe s Corporation1489 Words   |  6 PagesAbstract A financial analysis will be conducted on Lowe’s Corporation (Low). I will focus on finance-related entities, ratios and how the company is performing. 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Porter’s Five Forces is defined as threats of new entrants, bargaining power of suppliers, power of buyers, the threat of substitutes and rivalryRead MoreThe Great Recession From 2007-20092141 Words   |  9 Pagesorganizations mind. Companies should have a strong focus on examining and evaluating not only their financial standings, but the other competitors in their market in order to boost sales and continue on the path to maturity. If a company is successful in reaching this goal they will have the ability to hold the competitive edge on their rivals. Major organizations such as Home Depot and Lowes are placing more focus on increasing that edge, while contending with others in their pool, overall toRead MoreHome Depot vs Lowes7013 Words   |  29 Pageslearn how to do it themselves. Home Depot revolutionized the home improvement industry by bringing exceptional knowledge, more tools, and at lower prices than its competitors. Home Depot became the fastest growing retailer in U.S. history. In 1981, the company went public on NASDAQ and moved to the New York Stock Exchange in 1984. The 1980’s and 1990’s showed tremendous growth for the company, and in 1989 they celebrated the 100th store opening. Since this time, Home Depot has expanded its operationsRead MoreStrategic Management and Lowe25663 Words   |  103 Pages.............................. 1 III. SWOT Environment Analysis ............................................................................................. 2 Lowe‟s SWOT Analysis.............................................................................................................. 2 Lowe‟s SWOT Matrix ................................................................................................................. 2 Home Depot‟s SWOT Matrix .............................................Read More Home Depot vs. Lowes Essay3015 Words   |  13 PagesHom e Depot vs. Lowes The Home Depot Company Introduction Home Depot company offer a wide range of merchandise and services, and serve three primary customer groups: do-it-yourself customers, do-it-for-me customers and professional customers. A classic Home Depot store stocks approximately 40,000 to 50,000 product items, including variations in color and size. Major product groups include building materials, lumber plumbing, electrical and kitchen; hardware and seasonal, and paint, flooringRead MoreDemand Elasticity Of Amazon s Product1285 Words   |  6 Pagesfabricated solely on price for the buyers. This can affect businesses profoundly in a slumped economy mainly when sales are decreasing and the management is interested in increasing the current selling prices to recuperate the loss in profits. The demand elasticity is measured by the products or services and the unstable reaction related with pricing. Typically, in business as a rule product sales will increase when prices are lower and will decrease when prices heighten. The prices set at Amazon.comRead MoreLowes vs. Home Depot Financial Comparison Analysis Essay example4332 Words   |  18 PagesHome Depot Lowe’s | Financial Comparison and Analysis | | INTRODUCTION Lowe’s (LOW) and Home Depot (HD) are competitors in the every growing market of Home Improvement. The following analysis of each company will examine the home improvement industry, the individual companies, their operating philosophies, their financial strengths or weaknesses, and a final conclusion on which company would be a better long-term investment. INDUSTRY OVERVIEW The growing trend of home

Dbs Bank Gaining the Hearts and Pockets of Singaporeans Essay Example For Students

Dbs Bank: Gaining the Hearts and Pockets of Singaporeans Essay DBS had acquired six financial institutions around the region. Incidentally, this was also the time When the bank has seen a change in leadership three times in a span of only three Singapore is known throughout the world as an economic powerhouse despite its small size. Likewise, its banking sector is known to be robust, well regulated and competently managed. In 1999, the government liberalized the banking sector and instituted reforms to free up entry to domestic wholesale banking, enhance competition in retail banking, and place safeguards needed for the industry. Foreign banks could now own more than 40% to domestic banks and ere allowed to expand operations to concrete with local banks. Local banks, on the other hand, were encouraged to consolidate their businesses to meet the challenges of international competition and global expansion. DBS played a key role in the governments strategy to expand abroad as Singapore home market for retail banking has reached saturation. Following a series of mergers and acquisitions initiated by reforms, the countrys local banks have moved up the Asian ranking lists although still falling below their counterparts in the region. Despite regional expansion, Singapore banks minded relatively small. There is pressure, therefore, for the local banks to compete with international banks. This forced banks to scrutinize their operations to improve the bottom line. DBS is strong in short-term banking facilities, trade financing and working capital financing. It also provides services related to investment banking, portfolio management, and custodian services. It is also known to have substantial banking presence in countries around the region, as well as offices in the US, UK and Japan. The banks Objective in its acquisitions was to seek out opportunities o grow its business and broaden its reach. On the downside, however, DBS has also been perceived to be bureaucratic and slow to respond. Being recognized as the De facto bank Of the Singapore government does not help in its image as it is not seen to be customer friendly, cold, inflexible and less innovative. Furthermore, the rapid changes in leadership in DBS within a very short span of time has castes doubt on whether the bank can actually compete on the world stage. Part of the major acquisitions made by DBS was that of the Post Office Savings Bank (POSS.). POSS. was modeled after the Japanese banking yester as a convenient and friendly bank- quite the opposite portrayed by the image Of DBS. It has even been called the peoples bank gaining the trust of Singapore depositors with most of them opening an account at an early age. It never discriminated customers based on the site of their hank accounts. It also rewarded loyal depositors, and the staff were always friendly, courteous and helpful. In 1 998, POSS. then became a fully commercial after its acquisition by DBS with the bottom being paramount. Despite initially seen as favorable move to strengthen DBS market leadership, here were 3 number Of changes introduced in POSS. that did not sit quite well with the depositors. DBS imposed a fee on accounts that feel below the minimum SOC maintaining balance, some branches were closed making it difficult for customers to travel to further-located and more crowded banks. There was even some fears that DBS was planning to phase out the poss. brand entirely as managers argued that it was confusing to retain both brands. Nonetheless, some argued that it would benefit DBS to keep the POSS. brand for the following reasons: 1. DBS can compete globally without having to sacrifice revering the local market. 2. It would not cost much for DBS to maintain POSS. for the small account holders. 3. DBS might stand to lose their patronage to other banks should they drop POSS., A major shift was therefore put in motion to gain back the trust of customers. .u078f392aa806c00437be296de9193000 , .u078f392aa806c00437be296de9193000 .postImageUrl , .u078f392aa806c00437be296de9193000 .centered-text-area { min-height: 80px; position: relative; } .u078f392aa806c00437be296de9193000 , .u078f392aa806c00437be296de9193000:hover , .u078f392aa806c00437be296de9193000:visited , .u078f392aa806c00437be296de9193000:active { border:0!important; } .u078f392aa806c00437be296de9193000 .clearfix:after { content: ""; display: table; clear: both; } .u078f392aa806c00437be296de9193000 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u078f392aa806c00437be296de9193000:active , .u078f392aa806c00437be296de9193000:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u078f392aa806c00437be296de9193000 .centered-text-area { width: 100%; position: relative ; } .u078f392aa806c00437be296de9193000 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u078f392aa806c00437be296de9193000 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u078f392aa806c00437be296de9193000 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u078f392aa806c00437be296de9193000:hover .ctaButton { background-color: #34495E!important; } .u078f392aa806c00437be296de9193000 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u078f392aa806c00437be296de9193000 .u078f392aa806c00437be296de9193000-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u078f392aa806c00437be296de9193000:after { content: ""; display: block; clear: both; } READ: Marketing Analysis EssayFirst, DBS admitted mistakes and acknowledged that they were operating on purely logic rather than balancing it with emotion which customers were looking for in a bank. DBS then launched The Great Customer Experience, an initiative that placed the customer at the forefront of its activities with the following key initiatives: l. There was a clear customer segmentation to enhance both the DBS and POSS. brands under the two brands, one bank concept. A. DBS reasserted the POSS. brand giving it a refreshed and revalidated image complete with a new branch layout and an aggressive advertising campaign. . DBS turned Poops ATM and credit}debit cards into di scount cards and introduced a loyalty rewards program for POSE customers. It also went back to schools, a trademark of the old POSS.. To again encourage a culture of thrift among young students. D. Other banking conveniences were introduced such as reducing customer dating time, replacing old ATM machines, installing automated cash-acceptance machines and hired specialized staff to further speed up transactions. . Investments in database marketing and customer relationship management systems were made to gather more information from customers. 3. DBS introduced innovative products and services enhanced by partnerships through alliances and mergers. It DBS hopes to win back the hearts of customers, it will require a well-conceived, customer-focused marketing strategy ? one that seeks to understand customers more, not just in money terms. Looking at the strengths and weaknesses of DBS, as well as the entire banking industry of Singapore, we can observe the following: Strengths I Weaknesses I value for money lacked personal attention and customization wide product range lacking in anticipating customers needs competitive rates vs. foreign banks slow in keeping up with channel more convenient and caring I no appreciation for CRM high quality of service high rates Of reliability, professionalism and accuracy I I DBS must develop and implement new avenues to successfully combine its more comprehensive financial service offerings with the strong basic banking services of poss..

Study Habit free essay sample

The Problem and its Background Introduction Study habit is defined as the regular tendencies and practices that one depicts during the process of gaining information through learning. In short, it is the way that you study. It includes time management or how much time you afford in studying, your desk, the lightings, what subject you start on studying, whether you study with or without music, do you take down notes or not, do you sit or lie down, etc. Despite the fast pacing growth of technology which made information readily vailable, still, studying is a must especially for students. Since time immemorial, people have been studying and different techniques have been employed. Some were effective, some were not. This leads us to a question of whether or not study habits affect learning. Does it have an impact on our academic performance? For students studying is not Just an option, it is a must. We will write a custom essay sample on Study Habit or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page For it is said that there are no brilliant students, Just conscientious ones. Bombarded with loads of paper works and several assignments, it is never an easy task to be a student. However, to graduate, these difficulties must be overcome. It is up to the student to adjust. He must study. This leads us to our next question of how much impact does a study habit have on the academic performance of a student? According to Fielden in 2004, good study habits help the students in critical reflection in skills outcomes such as selecting, analyzing, critiquing, and synthesizing. (The effect of Study Habits on the Academic Performance of Freshmen Education Students in Xavier University, Cagayan de Oro City School Year 2008-2009). Following the view of Fielden, there is an effect, however, are his findings applicable to all? Is it applicable even to students, regardless of age, gender, year level and courses? Does it also apply to accountancy students which is one of the most complicated field of expertise? This study aims to answer all the aforementioned questions. This prompted the researcher to conduct a study about the effects of study habit in the academic performance of a BSA student. Topic: Students Title: The effect of study habits on the academic performance of BSA students Statement of the Problem This proposal aims to know the effects of study habits on the academic performance of a BSA student. Specifically, it answers the following questions: 1 . How may the respondents be described in terms of: 1. 1 Age; 1. 2 Gender; and 1. 3 Year level? 2. What study habit do they employ? 3. How do the respondents perform in the core subjects: 3. 1 English; 3. 3 Science; and 3. 4 Accounting? 4. How do these study habits affect the respondents? Assumption All gathered data are valid and reliable 1 . BSA students employ different techniques in studying which they find effective. 2. They perform well in the core subjects since they have to do a better Job in order for them to stay in the program.